During the last two years, we have stopped the death spiral of health insurance rates skyrocketing by 30-40-or 50% year over year. In many cases, the last two years have actually seen decreases in health insurance costs. We've made progress, but we are not done. To build on our work, we need to continue the reinsurance pool for only two more years while we modernize our medical health records statute and eliminate the regressive sick tax that we pay just for going to the doctor.